SouthState Bank Corporation is a financial holding company that operates a regional network of bank branches providing comprehensive banking services across multiple southeastern and southwestern states. The company generates revenue primarily through interest income on loans—dominated by commercial real estate lending—and fees from deposit accounts, merchant services, mortgage banking, correspondent banking operations serving smaller financial institutions, and wealth management services for affluent clients. SouthState competes with larger national and regional banks as well as community banks and non-bank financial institutions by emphasizing relationship-driven banking, experienced bankers, customer service, and the convenience of its branch network, while pursuing organic growth and strategic acquisitions that align with the company's principles and enhance operational efficiency.