Popular, Inc. is a publicly-owned financial holding company regulated by the Federal Reserve that provides diversified banking and financial services across Puerto Rico, the U.S. mainland, and the U.S. and British Virgin Islands. Through its main subsidiaries, Banco Popular de Puerto Rico and Popular Bank (New York-chartered), the company offers retail, mortgage, and commercial banking services, as well as auto and equipment leasing, financing, broker-dealer, and insurance services to individual and business customers. The corporation generates revenue primarily through net interest income from its lending operations and deposits, supplemented by non-interest income from service charges, fees, and other banking activities, while maintaining a substantial deposit base as its primary funding source.