Eagle Financial Services is a bank holding company that operates Bank of Clarke, a community-focused commercial bank serving customers across the Shenandoah Valley, Northern Virginia, and Maryland through a network of full-service branches, loan production offices, and wealth management facilities. The bank generates revenue through traditional banking services including retail and commercial lending, deposit products, and fee-based services such as trust and fiduciary management, investment advisory services, and insurance products offered through partnerships and subsidiary investments. The company competes with other banks, credit unions, and financial technology firms for deposits and loan customers in its regional markets.