Security National Financial Corporation operates three integrated business segments: life insurance, cemetery and mortuary services, and residential mortgage origination. Through its life insurance subsidiaries, the Company issues funeral plans targeting lower-income individuals aged 45 and older, along with traditional life insurance, annuities, and accident and health products, marketed primarily through independent agents and its own cemetery and mortuary network across multiple states. The Company operates mortuaries and cemeteries in Utah, New Mexico, and California, providing pre-need and at-need funeral and burial services to local communities. SecurityNational Mortgage originates and sells residential loans through retail offices nationwide, while the Company also originates commercial real estate and construction loans for internal investment. Revenue is generated through insurance premiums, investment income spreads, cemetery and mortuary service fees, and mortgage origination, with growth pursued through acquisitions and real estate development.