Virginia National Bankshares Corporation is a Virginia-based bank holding company whose subsidiary, Virginia National Bank, provides full-service commercial and retail banking to individuals, businesses, and charitable organizations primarily in central and northern Virginia communities including Charlottesville, Winchester, Manassas, and Richmond. The bank generates revenue through interest income on loans and securities, deposit service charges, investment management and wealth management fees, and other banking-related activities, while also operating financial subsidiaries that hold interests in affiliated insurance and title companies. The company maintains capital levels well above regulatory requirements and operates under Federal Reserve supervision.