Wesbanco is a regional bank holding company that provides comprehensive retail, commercial, investment, and electronic banking services through its banking subsidiary and various other subsidiaries operating across a multi-state footprint including West Virginia, Ohio, Pennsylvania, Kentucky, Indiana, Michigan, and Maryland. The company generates revenue primarily from net interest income derived from its loan portfolio—which consists predominantly of commercial real estate, residential real estate, commercial and industrial loans, and consumer loans—as well as from investment securities and wholesale funding, supplemented by non-interest income from trust and investment services, deposit account fees, mortgage banking, securities brokerage, and other banking services. Wesbanco serves both retail consumers and commercial clients ranging from small businesses to mid-market corporations through multiple delivery channels including in-person banking offices, online and mobile banking platforms, and telephone services.