Baldwin Insurance Group, Inc. is an independent insurance distribution and holding company that serves over three million clients across the United States and internationally through approximately 5,000 colleagues and 125 offices. The firm provides comprehensive risk management, insurance, and employee benefits solutions across five primary lines of business: commercial property and casualty insurance, employee benefits (medical, dental, life, and disability), personal lines (home, auto, and umbrella), wealth management and retirement services, and Medicare advisory. Baldwin generates revenues through insurance commissions (as a percentage of premiums) and management and consulting fees, competing against both large global insurance brokers and regional private firms by emphasizing reputation, client service, industry expertise, and tailored solutions. The company operates through three divisions—Insurance Advisory Solutions, Underwriting Capacity & Technology Solutions, and Mainstreet Insurance Solutions—and pursues growth both organically through new business development and geographically, and through strategic acquisitions and partnerships.