Upbound Group is a technology-driven financial services company that provides lease-to-own solutions and digital financial wellness tools to underserved consumers with limited access to traditional credit. The company operates through four segments: Acima, which partners with third-party retailers to offer flexible lease-to-own products through in-store and online channels; Rent-A-Center, which operates company-owned and franchised stores offering lease-to-own merchandise with no credit checks required; Brigit, a digital platform providing budgeting tools, earned wage access advances, and credit-building services; and Mexico operations providing similar lease-to-own services in local markets. Revenue is generated primarily through recurring weekly-to-monthly renewal payments on leased furniture, appliances, electronics, and computers; lump-sum early purchase payments; subscription fees from digital financial products; and franchise royalties, with customers able to purchase items outright, exercise early purchase options, or complete ownership through full rental cycles.