Payoneer is a financial technology platform that enables small and medium-sized businesses and entrepreneurs globally—particularly in emerging markets—to participate in the digital economy by simplifying cross-border payments, receivables, and business operations. The company offers a comprehensive financial stack including multi-currency accounts, workforce management, working capital solutions, B2B payment services, marketplace seller services, and commercial card products that allow SMBs to transact with international customers, suppliers, and contractors as if they were local. Payoneer generates revenue primarily through transaction-based fees on withdrawals, payments, and purchases; inbound payment fees; service charges; and interest earned on customer funds held on the platform, serving customers across multiple geographic regions and industry verticals while operating a two-sided network connecting buyers, suppliers, businesses, and marketplace participants.