Humana Inc. is an integrated health insurer and healthcare services provider that operates through an Insurance segment offering Medicare Advantage plans, Medicaid managed care, prescription drug coverage, and specialty benefits to millions of members, and a CenterWell segment that delivers integrated care through primary care clinics, pharmacy operations, and home health services. The company derives the vast majority of its revenue from federal government contracts, particularly Medicare Advantage plans, and generates income through insurance premiums, service fees, and care delivery operations. Humana increasingly emphasizes value-based care arrangements in which it shares financial risk with providers, coordinating care through contracted networks and care management programs to improve health outcomes and align incentives across its insurance and healthcare delivery businesses.