Truist Financial Corporation is a diversified financial services company that provides banking, lending, wealth management, mortgage origination and servicing, and brokerage services to consumers, businesses, and institutional clients across the United States. The company generates revenue primarily through net interest income on its loan and deposit portfolio, as well as noninterest income from service fees, investment advisory fees, securities underwriting and trading, mortgage origination and servicing fees, and broker-dealer commissions. Operating as a regulated financial holding company subject to comprehensive oversight by federal banking and securities regulators, Truist competes with larger banks, regional institutions, and nonbank financial service providers by offering an integrated suite of financial products and solutions.