Hilltop Holdings Inc. is a diversified financial holding company headquartered in Texas that provides banking, broker-dealer, and mortgage origination services through multiple business units. The banking segment operates traditional commercial and retail banking services, including business loans, commercial real estate financing, mortgage warehouse lending to independent mortgage bankers, and wealth management for high-net-worth clients. The broker-dealer segment offers public finance advisory and underwriting for municipal securities, fixed income trading and sales, mortgage-backed and asset-backed securities services, and retail brokerage with clearing services. The mortgage origination segment originates residential mortgages across all fifty states, primarily selling loans to secondary market investors while retaining some servicing rights. The company generates revenue through net interest income on its loan portfolio, fees from banking and wealth management services, broker-dealer commissions and trading gains, and mortgage origination fees.