OFG is a Puerto Rico-based financial holding company and FDIC-insured bank that provides comprehensive financial services across banking, wealth management, and treasury operations. Its banking segment offers commercial, consumer, auto, and mortgage lending; deposit products; and corporate trust services through branches in Puerto Rico, the U.S. Virgin Islands, and selective mainland U.S. operations, while its wealth management division provides securities brokerage, investment advisory, insurance agency, and trust services. The company generates revenue primarily through interest income on its lending and investment portfolio, fee-based wealth management services, insurance commissions, and mortgage origination and securitization activities, funded by customer deposits gathered through branch networks and digital channels.