City Holding Company is a financial holding company that operates City National Bank of West Virginia, a community bank serving retail and consumer customers across West Virginia, Kentucky, Virginia, and southeastern Ohio through a network of branch locations. The bank generates revenue primarily from three core businesses: lending across commercial, real estate, and consumer segments; deposit services including checking, savings, and certificates of deposit; and wealth management and investment advisory services. City National distributes its products through traditional branches and digital channels including mobile banking, internet banking, ATMs, and debit cards, positioning itself as a top-three deposit market share player in its key geographic markets while maintaining a conservative capital structure with deposits funding the majority of its assets.