Everest Group Ltd. is a global reinsurance and insurance company that provides both treaty and facultative reinsurance to insurance carriers worldwide and writes commercial property and casualty insurance through broker and specialty markets. The company generates revenue primarily through its reinsurance segment, which underwrites diverse risk classes including property, casualty, financial lines, marine, aviation, and specialty coverages distributed through major brokers and direct channels, alongside its insurance segment offering commercial property and casualty products across multiple regions. Everest earns profits from underwriting results—the spread between earned premiums and incurred losses, expenses, and commissions—plus investment income, competing on financial strength ratings, product range, customer relationships, and claims management in competitive global markets served through licensed operating subsidiaries across Bermuda, North America, Europe, Asia-Pacific, and South America.