Assurant is a global protection company that partners with leading brands to provide insurance and service solutions for connected devices, homes, and automobiles across North America, Latin America, Europe, and Asia Pacific. The company operates through two main segments: Global Lifestyle, which includes mobile device protection, extended service contracts for consumer electronics and appliances, financial services products, and vehicle service contracts; and Global Housing, which offers homeowners insurance, renters insurance, flood insurance, and administrative services. Assurant generates revenue through underwriting insurance and extended service contract risk as well as service fees, leveraging a B2B2C distribution model that partners with leading brands and financial institutions to reach consumers, while managing risk through reinsurance and profit-sharing arrangements.