Goosehead Insurance is an independent insurance agency that distributes home, auto, umbrella, motorcycle, flood, and recreational insurance policies across the United States through a hybrid model combining corporate-owned offices and franchised locations. The company operates a proprietary Digital Agent platform that enables customers to obtain quotes from over 100 insurance carriers by providing minimal information, with the ability to bind policies directly or through licensed agents. Goosehead generates revenue through new business commissions and agency fees from both corporate and franchise sales, renewal commissions, and ancillary sources including franchise fees and contingent carrier commissions, competing in the $533 billion U.S. personal lines property and casualty insurance market against independent agencies, captive insurers, and direct distribution channels.