Bank of America is a diversified financial services corporation serving consumers, small businesses, corporations and governments worldwide through four primary business segments: Consumer Banking, which offers retail deposits, credit cards, mortgages and financial advisory services; Global Wealth & Investment Management, which provides wealth management, investment advisory and asset management to high-net-worth clients; Global Banking, which delivers lending, investment banking and treasury solutions to commercial and government clients; and Global Markets, which offers trading and research services across equities, fixed income, currencies and commodities. The corporation generates revenue from net interest income on lending and deposits, investment banking fees, trading gains, wealth management fees, and service charges, with operations spanning North America, Europe and Asia-Pacific and a market position as one of the largest global financial institutions.