Goldman Sachs is a global financial institution that serves corporations, financial institutions, governments, and individuals through three primary business segments. Global Banking & Markets generates revenues from investment banking advisory services, market-making and intermediation in fixed income and equities products, relationship lending, and transaction banking. Asset & Wealth Management provides investment management services to institutional and individual clients, earning asset-based fees, performance-based fees from alternative investment funds, and income from private banking and lending activities. Platform Solutions (substantially derived from credit card issuance) represents a smaller portion of revenues. The firm operates as a principal market maker across thousands of products in all major asset classes and maintains a global distribution platform supported by investment research covering thousands of companies and economies.