Unity Bancorp, Inc. is a bank holding company that operates Unity Bank, a community bank serving small and medium-sized businesses, professionals, municipalities, and individuals across New Jersey and eastern Pennsylvania through a network of branches and online services. The bank generates revenue primarily from net interest income on loans and securities, supplemented by noninterest income from deposit service fees, merchant services, loan originations and sales, and other banking services. Unity Bank offers traditional community banking products including retail deposits, checking and savings accounts, credit and debit cards, and a range of lending products such as commercial mortgages, commercial and industrial loans, residential mortgages, and SBA loans, competing on competitive pricing and personalized local decision-making.