Bridgewater Bancshares, Inc. is a Minnesota-based financial holding company operating through Bridgewater Bank, a regional commercial bank with multiple full-service branches in the Twin Cities metropolitan area. The company generates revenue primarily through commercial real estate lending, particularly multifamily residential mortgages and other property types, along with comprehensive deposit products and treasury services for commercial and retail customers. The bank maintains an efficient branch-light operating model supplemented by digital banking, positioning itself as a local alternative to national competitors in a market where regional expertise and relationship banking differentiate the franchise.