MetLife is one of the world's largest financial services companies, offering insurance, annuities, employee benefits and asset management services to corporations, institutions and individuals across the United States, Asia, Latin America, Europe and the Middle East. The company generates revenue through premiums from life, health, disability and annuity products, fees from institutional asset management services, and investment income from its substantial portfolio of fixed income securities, mortgage loans, real estate and equities. MetLife operates through segments focused on group employee benefits, retirement income solutions, regional markets, and asset management, serving customers through multiple distribution channels including direct sales forces, brokers, agencies and digital platforms.