Texas Community Bancshares is a bank holding company that operates Broadstreet Bank, a Texas-chartered savings bank serving northeast Texas communities. The bank generates revenue by accepting customer deposits through checking accounts, savings accounts, money market accounts, and certificates of deposit, then deploying those funds through a diversified loan portfolio comprising residential real estate, commercial real estate, construction and land, farmland, commercial, municipal, and consumer loans, as well as through investments in mortgage-backed securities and other fixed-income instruments. The bank serves its primary market area in Franklin, Hopkins, Smith, Van Zandt, and Wood counties, competing with larger regional and national banks as well as community banks and credit unions.