Shinhan Financial Group is a leading South Korean financial holding company offering comprehensive financial solutions through a diversified group of subsidiaries, including commercial banking, credit cards, securities brokerage, life and non-life insurance, asset management, and credit services to millions of retail customers, small and medium-sized enterprises, large corporations, and institutional investors. The Group generates revenue primarily through interest income on its large loan portfolios in mortgages and corporate lending, fee-based income from credit card processing, insurance policies, asset management, and brokerage commissions, as well as investment-related gains. With a dominant domestic presence supplemented by an international network across multiple countries, the Group operates as a full-service financial institution focused on digital innovation, wealth management, and risk management.