Reinsurance Group of America is a global life and health reinsurer that provides traditional reinsurance products covering individual and group life insurance, health, disability, and critical illness risks, as well as a diversified range of financial solutions including longevity reinsurance, asset-intensive reinsurance, pension risk transfer, capital solutions, and stable value products. The company serves life insurance companies across North America, Europe, the Middle East, Africa, and Asia Pacific, helping clients manage mortality and morbidity risk, improve capital efficiency, and navigate regulatory requirements. RGA generates revenue primarily through renewal and new business premiums from reinsurance treaties, investment income from its substantial portfolio, and fee income from financial solutions and structured transactions, with profitability dependent on accurate underwriting, favorable claims experience, and effective management of assets aligned with long-duration liabilities.