Shore Bancshares, Inc. is a bank holding company that owns Shore United Bank, N.A., a regional financial institution operating branches and loan production offices across Maryland, Delaware, and Virginia. The bank provides comprehensive commercial and consumer banking services including deposit accounts, lending (commercial real estate, residential mortgages, construction, and consumer loans), wealth management, and trust administration through its subsidiaries Wye Financial Partners and Wye Trust. The company generates revenue through interest income on loans and investments, deposit spreads, loan origination and servicing fees, treasury management service fees, and wealth management services, competing primarily on local and regional bases through personalized service and product range.