Employers Holdings, Inc. is a specialty workers' compensation insurance provider serving small and mid-sized businesses in lower-hazard industries across most of the United States through five insurance subsidiaries. The company generates revenue primarily from net premiums written and supplementary investment income earned on float—the float being the interval between premium receipt and claims payment—while offering ancillary services including loss control advisory, claims management, medical case management with predictive analytics, and premium audit services. EHI distributes its products through traditional insurance agencies, specialty agents and distribution partnerships such as ADP, digital channels, and its direct-to-consumer Cerity brand, competing on disciplined underwriting, specialized expertise in small-to-mid-sized risk selection, local market knowledge, and advanced data analytics capabilities.