Prudential Financial is a global financial services company that provides life insurance, annuities, retirement products, and investment management services to institutional and individual clients across the United States, Asia, Europe, and Latin America. The company operates three primary business segments: PGIM, its global investment management division that generates revenues from asset management fees and performance incentives on institutional and retail assets; U.S. Businesses, which includes retirement strategies, group insurance, and individual life insurance products distributed through proprietary networks and third-party brokers; and International Businesses offering life insurance protection, retirement income, and investment products primarily through proprietary distribution and bank partnerships in Japan, Brazil, Mexico, and other emerging markets. Revenue derives from insurance premiums and policy charges on its insurance products, asset-based and performance fees on its investment management business, and investment income on supporting asset bases.