OP Bancorp is a Los Angeles-based bank holding company whose subsidiary, Open Bank, provides commercial community banking services to small and medium-sized businesses and retail customers, with particular focus on the Korean-American community across twelve full-service branches in California, Texas, and Nevada, plus five loan production offices in western and southeastern states. The bank generates revenue through diversified lending products including commercial real estate, commercial and industrial, SBA, residential mortgage, and consumer loans; retail deposit gathering through its branch network; and investment portfolio management. OP Bancorp differentiates itself through personalized service, local decision-making, disciplined underwriting, and relationship banking practices, competing against larger regional and national banks while serving a community with limited Korean-American banking options.