First Internet Bancorp is a bank holding company that operates First Internet Bank of Indiana, one of the first FDIC-insured internet banks, along with subsidiaries focused on municipal finance, real estate management, and property ownership. The company provides a comprehensive suite of commercial, consumer, and municipal banking products delivered primarily through digital channels, serving small business owners, entrepreneurs, and commercial borrowers across the nation, with particular strength in the Midwest and Southwest. Revenue is generated through interest income from diverse lending portfolios including commercial and industrial loans, construction and real estate financing, small business loans, and municipal lending, as well as deposit-based spreads, treasury management and lending fees, and lease revenue from single-tenant financing operations, with fintech partnerships extending its digital reach and diversifying revenue streams.