M&T Bank Corporation is a financial holding company operating primarily through M&T Bank, a commercial bank founded in 1856 that serves retail and commercial customers across the Northeast and Mid-Atlantic region, along with Wilmington Trust, a wealth management subsidiary. The company provides a broad array of banking services including consumer and commercial lending, mortgage financing, equipment leasing, wealth management and trust services, with additional specialized lending operations in multifamily real estate and commercial finance. M&T generates revenue principally from interest income on loans and investment securities, deposits, and fees from its banking and financial services businesses, while periodically pursuing strategic acquisitions to expand its market reach.