First Citizens BancShares, Inc. is a diversified financial holding company that provides comprehensive banking and financial services to individuals, businesses, institutional clients, and specialty market participants across the United States and select international locations. The company generates revenue primarily through net interest income from deposits and lending, supplemented by fee income from investment advisory, wealth management, insurance services, equipment leasing, and digital asset banking services; its subsidiary First Citizens Bank & Trust Company operates community banking divisions serving retail and commercial customers alongside specialty finance operations in equipment leasing and insurance services. Through its extensive branch network and digital capabilities, the company serves a broad customer base ranging from individual consumers and small-to-mid-sized businesses to large institutional investors, venture capital firms, and cryptocurrency-related businesses.