Mid Penn Bancorp is a financial holding company that operates Mid Penn Bank, a state-chartered commercial bank serving central and southeastern Pennsylvania and central and southern New Jersey through branches offering lending, deposits, trust, wealth management, and cash management services. The bank generates revenue primarily from net interest income on commercial real estate, residential mortgage, commercial and industrial, and construction loans funded by retail deposits and wholesale borrowings, complemented by fee income from trust services, investment advisory fees through its wealth management subsidiary, insurance commissions from its insurance operations, and earnings from its investment portfolio. Mid Penn serves commercial businesses, real estate investors, consumers, nonprofit organizations, and municipalities across a diversified regional economy, competing on service quality, relationship banking, local decision-making, and lending expertise rather than scale.