Metropolitan Bank Holding Corp is a bank holding company operating through Metropolitan Commercial Bank, a New York state-chartered commercial bank that serves small businesses, middle-market enterprises, public entities, and individuals primarily across the New York metropolitan area and South Florida. The company provides a comprehensive suite of commercial and retail banking products, including commercial real estate and commercial & industrial loans typically ranging from $3–$40 million with expertise in healthcare lending, deposit products, cash management services, and specialized services such as title and escrow, tax-deferred exchange facilitation, and EB-5 investor escrow accounts. The company targets middle-market businesses with annual revenues of $5–$400 million and real estate entrepreneurs, competing through relationship-oriented service, personalized access to senior management, industry expertise particularly in healthcare facilities and medical practices, flexible product solutions, and a disciplined underwriting approach.