Amerant Bancorp is a bank holding company that provides community banking, wealth management, and advisory services through a network of banking centers in South Florida, Tampa, Houston, New York, and Central Florida. The company generates revenue primarily through net interest income earned on a diversified loan portfolio including commercial real estate, commercial and industrial, residential mortgages, owner-occupied real estate, and consumer loans, supplemented by deposit service fees, wealth management advisory fees, brokerage commissions, and derivative transaction fees. Amerant serves small-to-medium-sized businesses, middle market companies, and high-net-worth individuals, with core deposits and assets under management derived from its relationship-driven customer base.