IDT is a fintech and communications solutions provider serving underserved consumer and business markets across six core businesses. The company operates National Retail Solutions, a POS terminal platform serving independent retailers with merchant services and data analytics; BOSS Money, a cross-border remittance service to 50 countries; net2phone, an AI-powered unified communications platform; IDT Digital Payments, a prepaid digital offerings platform including mobile airtime and gift cards; BOSS Revolution, a prepaid international calling service; and IDT Global, a wholesale voice and SMS termination provider. IDT generates revenue through recurring merchant processing fees, transaction-based remittance and top-up fees, subscription-based cloud communications services, foreign exchange differentials, and wholesale carrier contracts, primarily serving first- and second-generation immigrant communities in North America and telecom carriers globally.