Hanover Bancorp is a bank holding company that owns Hanover Community Bank, a community commercial bank serving customers in the New York metropolitan area and New Jersey through branches in Long Island, New York City boroughs, and northern New Jersey. The Bank generates revenue primarily from interest income on a diversified lending portfolio that includes residential mortgages, commercial real estate loans, commercial and industrial loans, and SBA-guaranteed loans, supplemented by deposits and non-interest fee income, with a notable focus on municipal banking relationships that generate stable, long-term deposit funding. The Bank serves small business owners, residential borrowers, and municipal entities, with particular emphasis on Western Long Island and New York City communities, combining organic growth through loan and deposit expansion with strategic acquisitions to build scale and capabilities.