Health in Tech is an AI-enabled insurance technology platform that operates a marketplace streamlining healthcare processes for insurance companies, brokers, and administrators. The company generates revenue through three main subsidiaries: Stone Mountain Risk, which designs customized self-funded benefit plans and offers vendor management services; International Captive Exchange, which uses machine learning for rapid medical underwriting and risk scoring; and HI Card, a data platform providing consolidated healthcare information and provider pricing. HIT serves employers of all sizes seeking alternatives to traditional fully insured coverage, monetizing through per-employee monthly fees, underwriting commissions, and platform access charges.