Fiserv is a leading global provider of payments and financial services technology solutions serving merchants, banks, credit unions, and other financial institutions worldwide. The company generates revenue primarily through recurring, transaction-based fees from processing and services delivered under multi-year contracts, supplemented by product and software revenue. Its business spans merchant solutions—including point-of-sale and payment processing platforms, acquiring services, and omnichannel commerce tools—and financial solutions covering digital payments, card issuing, and core banking account processing platforms that enable clients to manage deposits, loans, and payment services.