Auburn National Bancorporation is a bank holding company headquartered in Auburn, Alabama, whose principal subsidiary, AuburnBank, operates as a state-chartered bank serving individuals, small businesses, and commercial borrowers primarily in East Alabama's Lee County and surrounding areas. The bank generates revenue through net interest income on a diversified loan portfolio (dominated by commercial real estate and residential lending), deposit service charges, mortgage origination and servicing fees, and other banking services delivered through multiple branch locations and ATMs across its region. AuburnBank's business model centers on originating conforming residential mortgages for secondary-market sale while retaining servicing rights, complemented by commercial and real estate lending targeted at local businesses in automotive manufacturing, education, healthcare, and commercial real estate sectors.