Asbury Automotive Group is a franchised automotive retailer that operates new vehicle dealerships, used vehicle sales operations, parts and service centers including collision repair, and finance and insurance products. The company generates revenue across four primary streams: new vehicle sales (comprising luxury, import, and domestic brands), used vehicle retail and wholesale sales, recurring parts and service operations, and high-margin finance and insurance products offered through its subsidiary Total Care Auto, which bundles extended warranties, maintenance plans, and protection products. Asbury serves retail customers purchasing and leasing vehicles as well as existing vehicle owners seeking maintenance and aftermarket services across multiple states, benefiting from a diversified brand portfolio, geographically dispersed operations, and stable service-related revenues that are less dependent on vehicle sales cycles.