Yiren Digital is a Cayman Islands-based holding company that operates a leading online consumer finance marketplace in China, connecting individual borrowers with funding partners through its flagship Yirendai platform. The company generates revenue through marketplace transactions, value-added services, commissions, and financial service fees, including offerings from its Yiren Select lifestyle platform and financial leasing and micro-lending subsidiaries. The business operates primarily through consolidated variable interest entities across China and is controlled by CreditEase Holdings.