Wise is a global fintech platform that enables customers to send money across borders and manage multi-currency accounts through transparent, competitively priced services. The company generates revenue from three main sources: transaction fees charged on cross-border payments and card usage, interest income earned on customer deposits held in the platform, and fees for additional services such as debit cards and same-currency transfers. Wise serves millions of customers worldwide through its digital platform, offering products including international payment services, multi-currency accounts, and debit cards, and operates under licenses across multiple jurisdictions to facilitate global money movement and management.