Valley National Bancorp is a bank holding company serving retail, commercial, and institutional customers across the northeastern United States, primarily in New Jersey, New York, Florida, and Alabama through its principal subsidiary Valley National Bank. The company operates as a diversified financial institution offering traditional banking services including deposit products, residential and commercial lending, personal loans, and investment services, along with treasury management, wealth management, and advisory services. Valley's revenue is primarily generated from net interest income earned on loans and investment securities, as well as from non-interest income derived from fee-based services including treasury management and wealth advisory. The bank maintains a capital structure subject to federal and state regulatory oversight, pays regular quarterly dividends to common shareholders, and pursues growth through both opportunistic acquisitions and organic expansion of lending and deposit-gathering activities in its established markets.