Unum Group is a leading provider of workplace financial protection insurance in the United States and United Kingdom, with additional operations in Poland. The company offers a comprehensive portfolio of group and individual insurance products—including disability, life, accidental death and dismemberment, critical illness, dental, vision, and voluntary accident and health coverage—primarily sold to employers of all sizes through field sales, brokers, and consultants. Revenue is generated through traditional insurance premiums based on expected claims and administrative costs, with rates typically repriced annually and adjusted by employer claims experience, plus fee-based services for leave management and administrative support for self-insured employers.