United Bankshares, Inc. is a financial holding company operating through its primary banking subsidiary, United Bank, which provides comprehensive commercial and retail banking services across the Mid-Atlantic and Southeast regions. The company generates revenue primarily through interest income on its loan portfolio (which includes commercial, real estate, and consumer loans), deposit service charges, mortgage banking originations and secondary market sales, trust and estate administration fees, and brokerage and investment advisory services offered through its FINRA-regulated subsidiary. United operates an extensive geographic footprint spanning West Virginia, Virginia, Maryland, the Carolinas, Georgia, and Pennsylvania, with a growth strategy built on acquisitions of regional banking institutions that add assets, deposits, and market presence in high-value metropolitan areas.