UBS is a global wealth manager and leading Swiss bank that operates through five primary business divisions: Global Wealth Management, which manages trillions in invested assets for high and ultra-high net worth clients; Personal & Corporate Banking, which dominates Swiss retail and corporate banking; Asset Management, which offers active and passive investment strategies across equities, fixed income, and alternatives; Investment Bank, providing advisory, capital markets, and research services; and Non-core and Legacy, which winds down selected assets from prior acquisitions. The company generates revenue through fee-based income from asset management and wealth advisory, net interest income from lending and deposits, transaction-based fees from trading and deal execution, and performance fees on active investments, with its asset-gathering businesses accounting for nearly 60% of group revenues while maintaining capital efficiency across global wealth markets.