Terra Income Fund 7, Inc. is a Maryland-incorporated real estate investment trust that originates, invests in and manages commercial real estate credit investments throughout the United States, with a strategic focus on first mortgage loans, subordinated loans and preferred equity investments in the middle-market range. The company sources all investments through Terra Capital Partners and its affiliates, building a diversified portfolio spanning multifamily, office, retail, industrial and mixed-use properties across multiple states and structures, from stabilized assets to development projects. The REIT generates income primarily through interest payments on loans, equity distributions from preferred investments and rents from operating properties, while returning cash to shareholders through regular distributions supported by its revenue-generating credit portfolio.