Third Coast Bancorp is a Texas-based bank holding company that serves small and medium-sized businesses and professionals through its subsidiary bank and TCCC, operating branches across Houston, Dallas-Fort Worth, and Austin-San Antonio metropolitan areas. The company generates revenue primarily from net interest income on loans and investments, supplemented by deposit service fees, credit card processing, and treasury management services; it offers a full suite of lending products including commercial and industrial loans, real estate mortgages, and construction loans, along with core deposit products and digital banking services. Third Coast competes in a highly competitive banking market by emphasizing relationship-driven, personalized service and local market expertise, differentiating itself from larger national banks and regional competitors through high-touch customer attention to its target small-business and professional market segments.