Safety Insurance Group is a regional property and casualty insurer providing private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts, New Hampshire, and Maine through a network of independent agents. The company's core business is underwriting and distributing insurance policies—generating revenue from premiums charged to policyholders and investment returns on the cash reserves held to pay future claims. As a long-established regional specialist, Safety maintains market-leading positions in its core segments and sustains profitability through disciplined underwriting, established agent relationships, competitive pricing, and technological investment to support both independent agents and customers.